18.6.3. Signing Up for Credit Card Processing

Ready to know more about processing with MP Group? Take a look at HQ perks for information on discounted rates.

Getting Started

The first place to start is to get a quote from us. It will include what your rate is and how much you’ll save annually by switching. If you’re currently processing with another merchant MP Group will provide an analysis and let you know how much you can save annually.

Get a Quote, Savings Estimate & Sign Up Link

Note: Only available for US-based clinics.

The Rates

We use cost plus pricing. What is the cost? Interchange “cost” is the base rate set by Visa and Mastercard. It’s the lowest rate charged to consumers. The rate itself is based on the card class (luxury cards or debit cards) and the type of industry (government, retail, etc.). Cost plus the pricing at less than 1% makes it extremely competitive.
For clinics that don’t currently accept credit cards but would like to, your rate will be cost + less than 1% + a .10 cent transaction fee. There are no monthly fees.
If your clinic currently accepts credit cards, but you’d like to see if you can save money by switching, the MP Group will provide a quote based on how many transactions you process per month.

EXAMPLE average HQ credit card fees with MP Group.

Processing Fees

If your clinic serves several low-income clients, chances are – they are paying with debit cards. Debit cards have an even lower interchange rate, typically 1.35% OR LOWER.
The more debit cards your clients use, the more money you’ll save on credit card processing. If most of your clients use debit cards, you’ll have incredibly low processing fees. This is why cost (interchange) plus pricing, instead of flat fee pricing, is great for spay/neuter clinics. How does that compare with other big-name processors?

Compare processing fees

*Clinic HQ has negotiated pricing with MP Group on behalf of the clinics that use integrated credit card processing.
One of the perks of the integrated and negotiated rates: Run cards in the way that is most convenient for your clinic – you will not pay higher fees for (keyed) non-swiped cards.
The price is the same!

Questions and Answers

Q: How long before money is deposited in my account?
A: 24 hours
Q: Do we have to buy a credit card machine?
A: No, you don’t have to, but it will make your life easier by being integrated with HQ.

Sign up for MP Group

Visit this page to request a quote and get started with the sign-up process! Get a Quote, Savings Estimate & Sign Up Link
Once you receive your quote and complete the application with MP Group it takes a week to be approved and a few more days to receive the machine.